The next day, she received news that he had passed away. She rushed down to his apartment, saw his body, lying on the couch still holding on to the phone. He had a heart attack when he was still trying to get thru her phone line.

　　As sad as she could be. She will have to clear his belongings. When she was looking thru the drawers, she saw this insurance policy, dated from the day they got married, beneficiary(受益人) is her. Together in that file there's this note.

　　"To my dearest wife, by the time you are reading this, I'm sure I'm no longer around, I bought this policy for you, though the amount is only $100k, I hope it will be able to help me continue my promise that I have made when we got married, I might not be around anymore, I want this amount of money to continue taking care of you, just like the way I will if I could have live longer. I want you to know I will always be around, by your side. I love you."

　　Tears flowed like river.

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